Need a Foreclosure Attorney?
You may have lost your job or gotten behind with medical or other bills and now face losing your home. Whether you are upside-down on your mortgage because the value of your property is less than the amount you owe or whether you were a victim of predatory lending, I can help. If a bank told you a loan was affordable but you did not disclose how much it would actually cost each month with interest, property taxes and homeowners insurance added in, I can help.
Whatever the circumstances, the foreclosure process is complex and confusing. For help defending against foreclosure, contact an attorney who understands how to deal with mortgage companies. At the Law Office of Caroline Secor, P.A., I put over 30 years of trial and negotiation experience to work for you.
You Have Options
There are different ways to attack a foreclosure proceeding. We can work to keep you in your house or work to get you out of it without permanently damaging your credit. It is possible that the bank trying to foreclose on your property does not even own the right to do so. Mortgages have been sold or traded like stock and may not have the necessary documents to prove they “own” the right to collect on your mortgage. A motion to dismiss or to have the foreclosure declared void are possibilities. I will carefully discuss your situation and circumstances and help you determine which option is best for you.
Some of the common strategies include:
- Stopping the foreclosure
- Filing a motion to dismiss the foreclosure
- Filing a motion to declare the foreclosure void
- Negotiating a work-out for your mortgage
- Negotiating a short sale of the property to a
It is never too early to contact an experienced foreclosure defense attorney.