Foreclosure Attorney New Port Richey

If You Need an Experienced Foreclosure Defense Attorney, Florida Residents Should Call Caroline Secor, P.A.

At Caroline Secor, P.A., we offer homeowners excellent legal strategies, which place homeowners in the best possible position to keep their homes. We are committed to defending you in court, negotiating with the banks and mortgage companies, and maximizing your opportunity to remain in your home. We are licensed Florida attorneys with years of experience. We specialize in legal foreclosure defense; our firm’s two principles are to Educate our clients through informational workshops and to Litigate aggressively on behalf of our clients. Our elite foreclosure defense legal strategies are used in every single homeowner foreclosure defense case.

What Is a Loan Modification and I How Can I Change My Loan?

A loan modification is an agreement between the homeowners and the bank to change the original monthly payment, interest rate, balloon payment, or payment year terms. If done correctly, a loan modification can reduce your monthly payment, decrease your interest rates, and increase the number of years you have to pay back the original loan. Loan modification is an excellent alternative to foreclosure. However, a loan modification requires a legal and binding new mortgage agreement between you and the bank or mortgage company. The banks will attempt to negotiate in their own favor. If you don’t have a foreclosure defense attorney on your side, you will find it difficult to get favorable terms. With Caroline Secor, you can negotiate the best possible terms. Loan modification can happen even if you are not yet in foreclosure proceedings. It is in your best interest to seek assistance so that a loan modification can be negotiated. Contact our office as soon as you think you may fall behind in payments or as soon as you have missed a payment.