Credit Card Lawsuits
One should always consider settling debt with creditors first before filing bankruptcy. Depending on your specific situation there are ways to settle your debt sometimes pennies on the dollar for certain debts you have incurred. Whether it is medical bills, credit card debt or other debts, the Attorneys at Caroline Secor, P.A. may be able to settle debts with your creditors sometimes as low as %5 to 25%. Of course, everyone’s financial situation is different and many factors play a role in what a creditor might be willing to take. However, Creditors are generally willing to work with you if handled by a knowledgeable lawyer. It is also important to attempt to settle debts before a creditor files a lawsuit against you. Once a creditor files a lawsuit against you the debt immediately climbs due to legal fees and court costs – making the debt higher.
If you are receiving countless phone calls and/or letters from creditors we can help by advising those creditors to deal directly with Caroline Secor, P.A.’s Debt Settlement Lawyers. There are federal law protections afforded you as a consumer against harassment from creditors. Additionally, it is important to note, that if you have been served with a lawsuit by a creditor and/or collection company you should seek counsel immediately so the attorney can response to the lawsuit against you. If you have been served with a collections lawsuit you have only 20 days to answer the complaint against you or the creditor can get an automatic judgment against you.
The Lawyers at Caroline Secor, P.A. believe in second chances. If you wish to schedule a consultation with us to discuss settling your debts and/or if you need defense against creditors please contact us.