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A Bankruptcy Law Firm With Proven Success

Chapter 7 offers the quickest, most complete relief from financial hardship. It allows you to ask the court to discharge all of your eligible debts, and simply hit the financial reset button. Our goal in Chapter 7 is to get an “Order of Discharge.” This works best for people who have been out of work for a while, who seek to abandon underwater real estate or who have very limited assets.

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Why Bankruptcy Can Be a Great Choice

If you are having a hard time making your finances work, it is crucial to get the answers you need from an attorney you can trust. At Carolyn Secor, PA, we understand that it is our job to assist you in finding a cure for your financial issues so you can put things back in order. Our commitment is to explain all of your debt relief options (including bankruptcy), treat you with honor and respect and bring ease to the entire process.

Understanding Bankruptcy

Bankruptcy is a federal right with biblical roots that serves as the constitutional pathway to financial recovery. While the Bible talks about the need to repay your debts, a number of passages balance that with the need for compassion and the call to cancel debt at reasonable intervals. This biblical notion is the foundation of our bankruptcy laws. Bankruptcy allows debtors to keep all of their property and assets, such as their homestead and car while allowing them to get a fresh start.

There is judicial oversight of the bankruptcy process, a process that is predictable and something that we make understandable for our clients. This stands in stark contrast to the debt consolidation industry that often results in investigations. In fact, this industry has been outlawed in numerous states due to the unscrupulous practice of taking thousands of dollars in fees without resolving the debt issues of clients.

Also, you will not have to go to court; we will handle all court appearances and administrative process issues on your behalf. After your debt is discharged through bankruptcy, you will have confidence in knowing your issues are 100 percent resolved. We will even assist you with restoring your credit, putting you on the path to financial well-being.

The federal government passed new bankruptcy reform legislation in October 2005. However, don’t be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.

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    Client Review

    “Ms Secor and Sam were with me during a very dark time. They helped me through a mess I made by trying to do this on my own. She was extremely knowledgeable and had my best interest in mind. Thank you very much!!!”
    Kellie Almond
    Client Review