Trusted Bankruptcy Lawyer
West Tampa Lawyer Carolyn Secor approaches the practice of Chapter 7 and Chapter 13 Bankruptcy law with respect for people and small businesses. One of our chief aims is to restore dignity and a sense of financial control to the lives of our bankruptcy clients. We represent honest, hardworking people who find themselves needing to file personal bankruptcy in West Tampa or the Tampa Bay Area because, despite their hard work, they find themselves unable to pay their medical bills, credit cards, home equity loans, and other debt. As we often explain to our clients, the first step to getting ahead, is getting out of debt.
Our Bankruptcy Services
We never represent creditors, focusing instead on delivering a vigorous defense of consumer debtors’ rights under Chapter 7 and Chapter 13 bankruptcy. We are not a bankruptcy mill, like so many of our competitors advertising $499 for a bankruptcy (not the true cost, of course). Instead, we take the time to explain Chapter 7 and Chapter 13 bankruptcy protections and provide thorough counseling to our clients concerning the debt relief options available to them under bankruptcy law based on their individual financial situations. Our bankruptcy attorneys represent clients on a flat fee basis in most cases, and again, we offer FREE initial consultations. Our free consultations usually last an hour or more with a real bankruptcy attorney, not a paralegal. Our level of analysis and service prevents the problems those cut-rate firms inevitably entail. The $499 bankruptcy mills often have their cases dismissed leaving their clients in a worse position than before.
The federal government passed new bankruptcy reform legislation in October 2005. However, don’t be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.