Caroline Secor PA

Debt Counseling Oldsmar

As an attorney, we are in a unique positio to provide debt counseling. Bankruptcy is a set of laws which provides for a possibility to get debt relief. This is an option you should consider if you find yourself unable to pay your debts. Filing for Bankruptcy may liberate you from most of your debts and collection activity. The goal of bankruptcy is to receive a Discharge. Once a court issues a Discharge you are no longer liable for the debt. Get a fresh start!

In Bankruptcy you may keep your car, home and personal property, all while receiving a Discharge for unsecured debts. Unsecured debts include credit cards, medical bills, utility bills and any other type of loans or credit that was extended without a collateral requirement. In many instances you may elect to surrender a car or home which is upside down and under-secured (meaning you owe more than what it is worth). This can help you manage your budget and improve cash flow.

If you have collection accounts, missed/late payments, charge-offs, repossessions or judgments it is very likely that filing for Bankruptcy may be the quickest way to improve your credit. This is due to the fact that obtaining a discharge may lead to an improvement in your credit score. This will all depend upon what your credit score was before you filed bankruptcy. Imagine a fresh start!

Contact me so that I can discuss your options with you today! Get a Fresh start!

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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