Caroline Secor PA

Credit Card Debt Spring Hill

If your debts are less than your annual salary but still too high to pay, my office can help negotiate a debt settlement. Bankruptcy attorneys generally enjoy a greater degree of leverage in dealing with collection companies and creditors because your creditors know that they can either accept the terms and amount that our client is willing to pay, or they can get nothing if our client decides to file for Bankruptcy. This advantage is one of the many reasons you should consider hiring an attorney that practices bankruptcy law to represent you in negotiating a settlement with your creditors. Generally, we are able to negotiate a 30% - 80% reduction in the debt, and arrange for payment terms of up to 6 months.

The types of debts we can help you settle include Credit Card Debts, Medical Bills, Unsecured Personal Loans,  2nd Mortgages/Home Equity Lines of Credit,  Auto Repossession Deficiency Judgments, Foreclosure Deficiency Judgments, Delinquent Taxes, and Debts with Collection Agencies.

Call today for a free consultation.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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