Caroline Secor PA

Credit Card Debt Safety Harbor

Left unchecked, credit card debt has the power to ruin your life. Fortunately, the seasoned attorneys at Carolyn Secor, P.A. understand all of the intricate laws related to credit card debt in Florida, and we can help you get the results you need.

Debt Collection

Once you have accumulated credit card debt, it can be difficult to pay it off. Most credit card companies charge high interest rates, and making even the minimum payments often becomes impossible. If you start missing payments, the company will tack on late fees, thus making it even harder for you to get ahead. Eventually, you may find yourself in default.

If you default on your credit card debt, the credit card companies will come after you to collect almost immediately. Not only will they call you at home and/or work, but they may also attempt to collect from you using more invasive legal tactics. In Florida, for example, a debt collector may be able to force you to pay using wage garnishments, bank account levies and foreclosure after obtaining a judgment against you in court.

Carolyn Secor, P.A. Can Help

When you are already struggling financially, aggressive debt collection is the last thing you need in your life. Fortunately, our team of experienced professionals can help you deal with your credit card debt and get your life back on track. Whether you are preparing for your first encounter with a debt collector in court, facing foreclosure or simply worried that your debt is getting too high to handle, our attorneys can offer sound advice and reliable representation.

How it Works

When you begin working with Carolyn Secor, P.A., we will spend some time learning about your case so that our attorneys can provide you with the best possible advice. Together, we will decide on a plan of action for dealing with your credit card debt. Our attorneys have impeccable credentials and years of experience in the field. We are both knowledgeable and experienced with regard to credit card debt, and we can explain all of your options thoroughly. After you decide how you want to proceed, we will remain by your side every step of the way. Whether you plan to pursue debt consolidation, bankruptcy or some other strategy, we can help you execute your plan effectively.

When it comes to your finances, you need qualified, experienced legal professionals that you can trust. If you are facing problems related to credit card debt, contact the team at Carolyn Secor, P.A. today to find a solution.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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