Caroline Secor PA

Foreclosure Lawyer West Tampa

STOP Foreclosure

  • Are you facing FORECLOSURE of your home? Your investment property?
  • Are you unable to make your current mortgage payment?
  • Are you struggling every month to meet your mortgage payments?
  • Do you need help to avoid bankruptcy and negative remarks on your credit report?
  • Do you need help to prevent foreclosure?
  • Has your lender denied you assistance?
  • Do you feel that your home will never really be yours?
  • Do you know where to turn and who to ask for help?

If your answer is YES to any of these questions, let us help.
At Caroline Secor, P.A. we know the Foreclosure Laws.
Don’t Rely on your Lender.
Contact an experienced real estate legal team:

  • Understands how you feel and what burden you carry in this process.
  • Understands that loss of your home is one of the most stressful situations you can have in your life.
  • Cares, Respects and Works for you.

Remember, the lenders have attorneys and you should too.

Fighting Foreclosure When You Got a Bad Loan

If you’re being foreclosed upon because you cannot maintain the payments on a bad loan, you’re not alone. And you have to resist your first instincts to fight the foreclosure lawsuit alone – this may do nothing but waste your time and possibly serve to “waive” valuable defenses. Foreclosure defense lawyers can help you with this.

Arguing with the Lender

You’re not going to win this on your own. The lender you have a loan with will have a lot of leverage over you and, unless you’re a lawyer yourself, it’s going to be hard to differentiate empty—but intimidating—threats that they may make from legitimate actions they could take against you.

Don’t Fall for the “Note” Myth

There is some truth to the widely held notion that, if a bank cannot find the promissory note (which in essence gives them “ownership” of your home), it can prevent them from foreclosing. They’ll find it, eventually, or try to convince a court to give them a judgment with only a copy. In any case, this may buy you some time, but don’t rely upon it to save you from being foreclosed upon, because this strategy won’t in most cases.

Have a Foreclosure Defense Lawyer Look at the Matter

A foreclosure defense attorney can see if there was some sort of deception or another violation of state or federal law in the way that your original loan was written. As MSN points out, you’ll want to make sure that the lawyer you’re working with is straightforward with you. (Be wary if a lawyer just says that they can help without looking at your situation first.) If you cannot afford your house or property, then other options should be explored (e.g., loan modification or short sale).

Remember that there are bad companies out there who gave good people awful loans. You may be able to fight a foreclosure if your home is being taken away from you without good cause, but be aware that you need to talk to a foreclosure defense attorney before you can determine whether this is the case.

Call for a free Consultation.


Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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