Caroline Secor PA

Foreclosure Lawyer Tampa

A foreclosure can be devastating to a family. The security that a home brings to the safety and welfare of a family is irreplaceable. If you are facing a foreclosure it is important to seek the advise of an experienced attorney immediately. Our firm will act immediately to defend a foreclosure and take further steps to save your home.

The threat of losing your home can be overwhelming. Since lenders must file papers in the public records you are probably receiving hundreds of mailers from non-attorneys promising you that they can help you. Please be aware that many times the promises offered end up with you signing over you home and ultimately losing your home. By hiring an attorney and fighting the foreclosure it is very possible to save your home.

The defense of a foreclosure may allow you to:

  • Postpone the Foreclosure of your home
  • Allow time to sell your home
  • Negotiate a payment workout to reinstate your loan
  • Get a new job so that you can afford to keep your home

Do not forget, you have rights. Banks must follow the law when initiating a foreclosure. This is why it is very important to hire a knowledgeable attorney. Failing to do so may allow a bank to take advantage of you and improperly foreclose on your property. Time is of the essence. Under Florida law, after a foreclosure sale has been conducted, the sale is final and you will have lost all your rights to save your home. Once you are served with a Foreclosure action, you will only have about twenty (20) days to answer. Failing to answer will result in you losing your ability to assert your defenses. The homeowner also has an opportunity to raise defenses such as fraud, usury, tender of payments due, invalidity of the mortgage, and the Truth-In-Lending Act violations

Further a Foreclosure can result in a deficiency. If there is a deficiency judgment arising from the sale, a bank will have the ability to garnish your wages and bank accounts.

Our lawyers have many years legal experience, and we take pride in helping people like you get back on their feet. Contact our law office immediately for a free consultation

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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