Caroline Secor PA

Foreclosure Lawyer Tampa Bay

In this difficult economy, homeowners are losing their properties to foreclosure at alarming rates. The problem is especially distressing in Florida, where the number of foreclosures is among the highest in the U.S. If you are facing a possible foreclosure of your home, Caroline Secor may be able to help. As an experienced attorney, Caroline Secor has an in-depth understanding of Florida's foreclosure problem and what it takes to defend homeowners. Caroline Secor is dedicated to helping property owners in the pre-foreclosure phase by negotiating new repayment plans or other options with lenders. In order to prevent a foreclosure, homeowners may have several options; including:

Short Sales: The homeowner agrees to sell the home and give the proceeds to the lender and the lender agrees to accept less than the balance on the mortgage.

Deeds in Lieu: The homeowner and lender agree that the homeowner will transfer title of the property to the mortgage company to obtain a cancellation of the mortgage.

Forced Deeds in Lieu: Without negotiating, the homeowner prepares a special warranty deed transferring the property to the lender and sends a letter explaining why the lender should accept the deed instead of foreclosing.

In some cases, if a mortgage lender does bring about a judicial foreclosure proceeding, Caroline Secor may be able to fight the action in court by contesting the validity of the lender's right to foreclose. If a foreclosure action has occurred, she can help homeowners file to redeem their property before a Certificate of Sale has been issued. She can also assist homeowners in fighting to prevent the issuance of a deficiency judgment if the foreclosure failed to satisfy all of their debts.

Call for a free consultation.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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