Caroline Secor PA

Foreclosure Lawyer Port Richey

Many Florida residents have faced unforeseen circumstances that caused them to fall behind with their mortgage payments. When the status of the mortgage becomes delinquent, the lender may proceed to file a foreclosure complaint in an attempt to repossess the home. If you are at risk of losing your home, a Port Richey foreclosure attorney can fight for your rights if you quickly take action.

Mortgage lenders must follow certain steps in order to legally initiate foreclosure on a home. Initially, you’ll receive a Notice of Default that requests you bring the loan current by a specified date. If the homeowner doesn’t pay the delinquent amount, the lender may pursue legal action.

A foreclosure lawsuit begins when the lender’s attorney files a lis pendens (notice of pending action) with the court. When you receive the complaint, you have 20 days to file a response. Failure to file a response could lead to a default judgment. If you dispute the facts, a judge may set a trial date. If the judge believes the facts aren’t disputed and the lender submits a motion for summary judgment, the judge may rule in favor of the lender.

Once the lender receives a favorable court judgment, it can proceed with the sale of the property at a foreclosure auction. If the title to the property is transferred, you may face eviction. You’ll receive a notice informing you of how soon you need to remove yourself and your belongings from the property.

There are lenders who don’t properly comply with the laws during the foreclosure proceedings, and many homeowners have fallen prey to various types of fraudulent activity. A Port Richey foreclosure attorney will thoroughly investigate your case and hold the lender accountable if it engaged in unlawful actions.

Call for a free consultation

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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