Caroline Secor PA

Foreclosure Lawyer Treasure Island

Many people feel helpless when facing the prospect of foreclosure. But in reality, they have many options.

At the firm of Caroline Secor, P.A., we help people defend against foreclosure. We use our skill and experience to help our clients keep their homes.

Considering the alternative of the loss of your home and having to relocate your family — the choice is clear.

You Have Twenty Days to Respond

After a lender sends a notice of foreclosure, the property owner has twenty days to respond. If the property owner fails to respond, the lender can proceed to obtain a final judgment of foreclosure without opposition. Don't waive your legal right to defend your property against foreclosure. Seek legal counsel.

If you have received a notice of foreclosure, speak with Caroline Secor, P.A. as soon as possible.

Successful Defense of Foreclosure Actions

At Caroline Secor, P.A., we have many tools we can use to defend against foreclosure. These include:

  • Failure to follow FHA/HUD/VA loan procedures
  • Failure to follow the procedure outlined in the acceleration clause of the mortgage
  • Improper notice procedures or the wrong information on the notice to foreclose
  • Inability of the plaintiff in foreclosure to prove that it is the lawful owner of your home
  • And others

In your case, we will look at all possible defense strategies and use them to increase your possibility of success.

Lenders Do Not Like to Foreclose

Lenders much prefer loan payments than foreclosing on your property. When we defend your mortgage, lenders become much more willing to negotiate a settlement rather than going through the expense and uncertainty of foreclosure.

This puts us in a stronger position to obtain a loan modification (reduction in the monthly payment as a result of a reduction in the interest rate, expansion of the payment term, and in some cases, a reduction in principal).

We Will Stand Up For You

You may feel like you are at the end of the line — that you have no options left. But you probably have more options than you think.

Caroline Secor, P.A. can defend your ownership of your property by using every legal tool available to us. We will stand up for your rights, your interests and your property.

In some situations, bankruptcy may be the best option. If this is the case, we will tell you so and extend our bankruptcy services to you.

Call for a free consultation.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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