Caroline Secor PA

Credit Card Debt Palm Harbor

There is no shame in being in Financial Trouble. It can Happen to anyone.

You are not alone.

Though it may be difficult to see past your current financial troubles, there is a light at the end of the tunnel.

For perspective, in 2005 over 2 million individuals filed for bankruptcy. Millions more are in serious financial jeopardy. Economists estimate that for every family that declares bankruptcy, there are seven more that should based on their debt load. More people will file for bankruptcy this year than will get divorced or graduate from college. Even more startling, married couples with children are two times more likely to file for bankruptcy than married couples without children.

Why? You may think the trouble comes with abuse of credit cards. And while that may be true for some, it's mostly a myth perpetuated by the credit card companies. The truth is the majority of individuals and families in financial trouble can be directly linked to circumstances beyond their control: the loss of a job, a medical crisis, or a family crisis such as a death or divorce.

And while bankruptcy is one avenue for dealing with debt issues, there are other alternatives.

Which is the most appropriate for you? Based on your situation, the choice may be complicated. You won't know for sure without professional advice. Which is why Caroline Secor offers a free and confidential consultation without any obligation on your part whatsoever. We have law offices close to you.

Get perspective on your situation . . . give us a call.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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