Caroline Secor PA

Credit Card Debt Treasure Island

We’ve all heard the TV commercials airing on our Florida airwaves that advertise debt consolidation or fly-by-night ways to reduce your debt. Unfortunately, most of these are Florida debt relief scams run by con artists or disreputable credit agencies who promise more than they can deliver. If you fall for their pitch, you could lose hundreds of dollars in fees and find yourself in worse financial shape than you already are. Here’s the bottom line: there is no quick fix to get rid of debt. But there is relief. That’s where the expertise of Carolyn Secor is invaluable. She will help you make educated decisions and make the best choices for your financial future. Debt settlement, also known as debt negotiation, debt relief or debt reduction, is a relatively new way for dealing with your debt problems. In a debt settlement program, by negotiating with a creditor, an attorney can help you pay off your debt for less than you owe. Although Chapter 7 or Chapter 13 may be an option, it is definitely not your first debt relief option. In fact, Carolyn Secor considers declaring bankruptcy as the last resort. She will work with you to develop the best debt relief option based on your financial situation.

Debt Settlement Can Help You:

  • Avoid bankruptcy Avoid foreclosure
  • Settle unsecured debt for less
  • Reduce interest rates
  • Lower your monthly payments
  • STOP the harassing collection calls and letters

Types of Debts You Can Settle:

  • Credit card debt
  • Collection amounts
  • Medical bills
  • Unsecured personal lines of credit
  • Unsecured personal loans
  • IRS collections
Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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