Caroline Secor PA

Credit Card Debt Brandon

If you face endless bills and mounting credit card debt, you are not alone. The U.S. Census Bureau recently found that credit card holders in the United States hold more than $870 billion in outstanding debt, and that figure continues to climb every day. Thankfully, when you face seemingly insurmountable credit card debt, you have options.

At The Law Offices Carolyn Secor, P.A., we carefully assess your situation and help you understand whether bankruptcy, debt negotiation or some other option is best for your circumstances. To provide you the straightforward answers you need, we draw on the knowledge and experience we have gained through many successful consumer bankruptcy filings. Our credit card debt lawyers serving Tampa Bay communities custom tailor their advice to your specific goals, and make sure that you have a trusted advocate at your side through the entire debt relief process.

Can Bankruptcy Eliminate My Credit Card Debt?

While credit card debt is typically considered unsecured, meaning it can be discharged in bankruptcy, there is a catch. The timing of your bankruptcy filing is important, as the purchases that you made with the card up to 90 days prior to filing will be under extreme scrutiny.

We understand that you may have used your credit card to pay for groceries and other necessities, but the court does not automatically assume this. As such, it is vital to speak to us as soon as possible so that we can help you file your bankruptcy petition at the appropriate time, and advocate on your behalf before the bankruptcy court.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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