Caroline Secor PA

Chapter 7 Bankruptcy Port Richey

In today's economy, making ends meet is difficult for many people and small businesses. It can become impossible when debt gets out of hand. We understand that bad things happen to good people and good businesses. And we know that sometimes those bad things bring with them substantial debt that can be difficult, or even impossible, to repay.

Fortunately, relief is available. It may be possible to discharge your debts and move on with your life through bankruptcy. Our lawyers help people assess their options, determine whether bankruptcy is a good option and, if so, complete the necessary filings.

In the course of filing many bankruptcy petitions, our attorneys have helped clients with:

  • Chapter 13 bankruptcy
  • Chapter 7 bankruptcy
  • Chapter 20 bankruptcy (a combination of Chapters 13 and 7)
  • Business bankruptcy
  • Chapter 11 bankruptcy
  • Collections and repossessions
  • Credit disputes
  • Debt relief
  • Wage garnishments
  • Credit repair
  • Creditor harassment

Chapter 7 bankruptcy allows you to discharge, or eliminate, certain kinds of debts. Chapter 13 allows you to repay your debts under a sustainable plan over the course of several years. Typically, people earning little to no income qualify for Chapter 7 and those with consistent income are covered by Chapter 13


Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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