Caroline Secor PA

Chapter 13 Bankruptcy Brandon

Does This Sound Like Your Situation?

  • I have too many properties!!!
  • I'm behind on my mortgage payments or my car payments.
  • I have the necessary income to cover my living expenses, and a little extra to contribute towards my debts, but not enough to pay all my credit cards.

"I Just Can't Get Caught Up!"

At the Bankruptcy Law Offices of Caroline Secor, P.A. we have helped hundreds of people in your situation get back on solid financial footing by filing a Chapter 13 bankruptcy.

Call (727) 254-1704 for more information about getting a new financial start.

The Advantages of Filing a Florida Chapter 13 Bankruptcy

Chapter 13 bankruptcy is also called "debt reorganization." Like Chapter 7 bankruptcy, it can completely erase credit card and other unsecured debt. However, a Chapter 13 requires you to repay a portion of your debts through a debt repayment plan.

Although Chapter 13 bankruptcy requires payments, it has added benefits not available in Chapter 7. In certain cases, you can eliminate second or third mortgages and lower your car payments. Like Chapter 7, it stops creditor harassment, home foreclosure, and car and property repossession while giving you breathing room to get back on your feet and pay your bills.

Filing Chapter 13 bankruptcy in Florida can also help you begin to rebuild your damaged credit. If you have received a Chapter 7 bankruptcy discharge of debts in the past, you may not be eligible for Chapter 7, but you may still qualify for Chapter 13 bankruptcy in bankruptcy court.

Carolyn Secor


The federal government passed new bankruptcy reform legislation in October 2005. However, don't be discouraged! Most studies indicate that the new law affects less than 15% of individuals who could have filed previously. If you are feeling overwhelmed by your debts and considering filing bankruptcy, it is highly probable that you fall into the category of the 85 percent of people who are still eligible to file.




"Serving Pinellas, Pasco, and Hillsborough Counties."

Carolyn Secor, Attorney at Law
Bankruptcy Attorney Tampa Bay Florida
Florida Law Firm with Offices in
Clearwater (Main Office) Tampa St. Petersburg Port Richey
Phone:  1-727-254-1704

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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